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Hyman, L. (2011-01-23). Debt as Choice, Debt as Structure. In Debtor Nation: The History of America in Red Ink. : Princeton University Press. Retrieved 20 Sep. 2021, from https://princeton.universitypressscholarship.com/view/10.23943/princeton/9780691140681.001.0001/upso-9780691140681-chapter-009.