The Transformation of Affordable Housing and Urban Policy in the United States and Britain, 1945–2000
This chapter illustrates a slow transformation in affordable housing and urban policy between the 1960s and the 1990s in both the United States and Great Britain. Housing and urban policy for low- and moderate-income groups was one of the few social policy areas where the administrations of Margaret Thatcher and Ronald Reagan had a positive program to counter what they saw as a culture of dependency created by the welfare state. The problem of how to help disadvantaged people and poor communities was to be addressed through incentives, deregulation, and the creation and stimulation of opportunities in the private market. However, the majority of capable individuals and families would prosper instead as the forces of competition and private enterprise were unleashed in poorer areas.
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