Jump to ContentJump to Main Navigation
Failing in the FieldWhat We Can Learn When Field Research Goes Wrong$
Users without a subscription are not able to see the full content.

Dean Karlan and Jacob Appel

Print publication date: 2018

Print ISBN-13: 9780691183138

Published to Princeton Scholarship Online: January 2019

DOI: 10.23943/princeton/9780691183138.001.0001

Show Summary Details
Page of

PRINTED FROM PRINCETON SCHOLARSHIP ONLINE (www.princeton.universitypressscholarship.com). (c) Copyright Princeton University Press, 2022. All Rights Reserved. An individual user may print out a PDF of a single chapter of a monograph in PRSO for personal use.date: 25 June 2022

Youth Savings

Youth Savings

Real Money Drumming up Fake People

Chapter:
(p.94) Chapter 8 Youth Savings
Source:
Failing in the Field
Author(s):

Dean Karlan

Jacob Appel

Publisher:
Princeton University Press
DOI:10.23943/princeton/9780691183138.003.0009

This chapter focuses on a study which assesses two sets of policy levers that can be pushed to increase savings: improving the accounts people can access and encouraging people to save more. The researchers worked with local partner organizations on two interventions: a simple group-based savings account and a youth-focused financial literacy curriculum made up of ten 90-minute sessions, to be held weekly for ten weeks. They partnered with the Church of Uganda, whose network of youth clubs counted thousands of members across the country. Keeping track of individuals proved far more difficult than calling names, as club members attempted to cover up each other's absences. This case qualifies as a failure of technical design. Given a setting where official documents are scarce, identifying and tracking individuals over time is always a challenge. The other candidate for a failure of technical design is the set of underlying incentives that led club members to behave badly.

Keywords:   savings, group-based savings, youth savings, financial literacy, youth clubs, technical design flaw, technical design

Princeton Scholarship Online requires a subscription or purchase to access the full text of books within the service. Public users can however freely search the site and view the abstracts and keywords for each book and chapter.

Please, subscribe or login to access full text content.

If you think you should have access to this title, please contact your librarian.

To troubleshoot, please check our FAQs , and if you can't find the answer there, please contact us.